HRDMarkets Inc.

I. Introduction

This privacy policy details how Applied Business Solutions (“us”, “we”, or “our”) collects, utilizes, and shares information when you interact with our website. By using our website, you consent to the collection and use of your information as described in this privacy policy. Applied Business Solutions Inc. is committed to protecting the privacy, accuracy and reliability of any personal information you choose to provide and to safeguarding such information from loss, misuse, unauthorized access, disclosure and alteration. This online privacy statement describes our current online practices in respect of personal information collected through this website. If you do not agree with these terms, please do not disclose any personal information to us. We reserve the right to update or modify this Online Privacy Statement without prior notice.

II. Information We Collect

A. Personal Data
We may request you to provide specific personally identifiable information (“Personal Data”) which can be used to contact or identify you. Personal Data may include, but is not limited to:

  1. Email address
  2. First and last name
  3. Phone number
  4. Business name and details
  5. Cookies and Usage Data

B. Usage Data
We may also collect information on how our website is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (IP address), browser type, browser version, the pages of our website you visit, the time and date of your visit, time spent on those pages, unique device identifiers, and other diagnostic data.

Should you choose to contact us and provide personal information please be informed that such information may subsequently be transferred to any of our subsidiary or affiliated companies under the circumstances described below. In general, you can visit this website without telling us who you are or revealing any personal information. However, if you want to access certain enhanced and premium services offered through this site, such as quotes for all lines of insurance, you will be required to provide some personal information, which will include but not be limited to your name, email address, and company name.

III. Use of Data
Applied Business Solutions uses the collected data for various purposes:

  • To provide and maintain our website
  • To notify you about changes to our service
  • To allow you to participate in interactive features of our website when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information to improve our website
  • To monitor the usage of our website
  • To detect, prevent and address technical issues

IV. Disclosure of Data
Should you choose to contact us or otherwise provide us with personal information, we may share such personal information with our subsidiaries and affiliated companies in order to provide the services you have requested. These subsidiaries and affiliated companies will deal with your personal information in accordance with this online privacy statement.

As permitted by law, we may from time to time use your personal information to make you aware of additional products and services generally, which may be of interest to you.

As permitted by law we may disclose your personal information to unaffiliated third parties with whom we may enter into joint venture agreements, branding agreements or other strategic alliances in relation to products you have purchased or for which you have sought information, or in the event of our sale, merger, liquidation or other similar event.

Finally, we may be required to disclose personal information by law or legal process, for the administration of justice, for interacting with governmental anti-fraud databases, to protect the security or integrity of our databases or this website, to protect and defend the rights or property of Applied Business Solutions, to protect the personal safety of Applied Business Solutions website users or to take precautions against legal liability. We reserve the right to contact appropriate authorities when activities that are illegal or violate our policies.To inform us of inaccuracies or changes to the personal information we hold on you, please contact us, in accordance with applicable law, update, grant access to or delete such information. Please note, requests to correct or delete personal information are subject to any applicable legal and ethical reporting or document retention obligations imposed on us.

V. Protection & Security of Data
Applied Business Solutions takes reasonable measures to protect your personal information from unauthorized access. The security measures in place, at our physical premises and on this website, aim to protect against the loss, misuse or unauthorized alteration of the information provided to us.

VI. Service Providers
Applied Business Solutions may employ third-party companies and individuals to facilitate our website (“Service Providers”), to provide the website on our behalf, to perform website-related services, or to assist us in analyzing how our website is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

VII. External Links
This website may provide links to various websites. When you click on one of these links, you will be transferred from this website and connected to the website of the organization or company that you selected. Even if an affiliation exists between Applied Business Solutions and such website, Applied Business Solutions may not exercise any control over linked sites and we do not imply any endorsement of the activities of these websites.

VIII. Cookies
Cookies are small text files that can be used by websites to make a user’s experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies, we need your permission. This site uses different types of cookies, some placed by third party services that appear on our pages. You can at any time change or withdraw your consent from the Cookie Declaration on our website.

Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy. We use cookies to personalize content and ads, to provide social media features, secure our website and to analyze our traffic. You consent to our cookies if you continue to use our website.

IX. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. Changes to this Privacy Policy are effective when they are posted on this page.

X. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Email: info@hrdmarkets.com